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ITIN Guide

How to Get an ITIN Guide

Apply for an ITIN by filing IRS Form W-7 with a federal tax return and ID documents. 3 methods: mail, CAA, or IRS office. Processing takes 7-11 weeks.

Get an ITIN by filing IRS Form W-7 with a federal tax return and identity documents. The IRS charges $0 for the ITIN. Choose one of 3 methods: mail to the IRS ITIN Operation in Austin, TX; use a Certifying Acceptance Agent (CAA); or visit an IRS Taxpayer Assistance Center. Processing takes 7-11 weeks. There is no online filing and no expedited option.

An ITIN (Individual Taxpayer Identification Number) is a 9-digit tax ID the IRS issues to people who must file or report US taxes but cannot get a Social Security Number. The IRS issues every ITIN through Form W-7. You cannot apply online, by phone, or by fax. The number always starts with 9 and follows the format 9XX-XX-XXXX. An ITIN identifies an individual, not a business. A US business uses an EIN instead. This guide explains the full W-7 process, the 3 filing methods, document rules, costs, and how an ITIN differs from an EIN for non-residents.

FactorITINEIN
For whomIndividuals without an SSNBusinesses and LLCs
IRS formForm W-7Form SS-4
Format9XX-XX-XXXXXX-XXXXXXX
Online filingNoNo (for non-residents)
IRS fee$0$0
Processing time7-11 weeks4-7 business days
ein.so price$197 / $297$49 / $97

Methods

What Are the 3 Ways to Get an ITIN?

You get an ITIN through one of 3 methods: mail to the IRS, a Certifying Acceptance Agent, or an IRS Taxpayer Assistance Center. All 3 use Form W-7 and take 7-11 weeks to process. The methods differ in whether you keep your original passport.

Mail to the IRS

Mail Form W-7, your federal tax return, and your original passport or a copy certified by the issuing agency to the IRS ITIN Operation, PO Box 149342, Austin, TX 78714-9342. This method is the most common but requires you to part with your original document.

Certifying Acceptance Agent (CAA)

A CAA verifies your passport in person and certifies copies, so you keep your original document. The CAA submits Form W-7 on your behalf. Find an authorized CAA on the IRS list at irs.gov. CAA fees vary by agent.

IRS Taxpayer Assistance Center

Book an appointment at an IRS Taxpayer Assistance Center and bring your documents. Staff verify your identity in person and return your passport the same visit. These centers exist only in US cities, so this method suits applicants already in the United States.
MethodProcessingKeep Original Passport?Best For
Mail7-11 weeksNoApplicants comfortable mailing originals
CAA7-11 weeksYesNon-residents abroad
IRS office7-11 weeksYesApplicants inside the US

Requirements

What Do You Need to Apply for an ITIN?

You need a completed Form W-7, a federal tax return, and proof of identity and foreign status. A valid passport is the only document that satisfies both identity and foreign status on its own. Without a passport, you submit 2 documents from the IRS list.

1

Completed Form W-7

Form W-7 is the IRS Application for Individual Taxpayer Identification Number. You state your reason for applying, your name, your foreign address, and your foreign tax ID if you have one. See the detailed W-7 form guide for line-by-line help.
2

Federal Tax Return

Attach Form 1040 or 1040-NR unless you meet 1 of the 5 listed exceptions. The return is the primary reason the IRS issues an ITIN. Without a return or a valid exception, the IRS rejects the application.
3

Identity and Foreign Status Documents

Submit a valid passport on its own, or 2 documents from the IRS list. Acceptable documents include a national ID card, foreign or US driver's license, birth certificate, foreign voter registration card, or US state ID. At least one must show a photo.

What Counts as a Valid Document?

The IRS accepts 13 document types for ITIN identity proof. Every document must be current and unexpired. The passport is the only standalone document; all others must be combined to cover both identity and foreign status.

Common acceptable documents

  • Passport (standalone — covers identity and foreign status)
  • National identification card (photo, name, address, date of birth)
  • Foreign driver's license
  • US driver's license
  • Birth certificate (required for dependents under 18)
  • Foreign voter registration card
  • US state identification card

See ITIN application for a step-by-step walkthrough of assembling your packet.

Step-by-Step

How Does the ITIN Application Process Work Step by Step?

The ITIN process runs in 5 steps: confirm you need an ITIN, complete Form W-7, prepare your tax return, gather documents, and submit by your chosen method. The IRS reviews the packet, assigns the ITIN, and mails an assignment notice in 7-11 weeks.

1

Confirm You Need an ITIN

Verify that you have a US tax filing or reporting requirement and cannot get an SSN. If you only need a tax ID for a US LLC, you need an EIN instead. Read ITIN number to confirm your situation.
2

Complete Form W-7

Select your reason code, enter your name exactly as it appears on your passport, list your foreign address, and add your foreign tax ID if applicable. Sign and date the form. Errors on Form W-7 are a leading cause of rejection.
3

Prepare Your Federal Tax Return

Complete Form 1040 or 1040-NR for the relevant tax year, or document your exception. Write "ITIN TO BE REQUESTED" where the SSN or ITIN normally goes. The return and W-7 travel together in the same envelope.
4

Gather Your Documents

Collect your valid passport or 2 substitute documents. If mailing, decide whether to send originals or agency-certified copies. If using a CAA, schedule your identity verification.
5

Submit and Wait

Mail to Austin, hand to a CAA, or visit an IRS office. The IRS processes the packet in 7-11 weeks and mails a CP 565 notice with your assigned ITIN. Keep this notice; you reuse the ITIN on every future US return.

The IRS does not accept Form W-7 by fax, phone, or online. Paper submission is the only channel. Plan around the 7-11 week window, especially if you file near the April tax deadline.

Timeline

How Long Does It Take to Get an ITIN?

The IRS processes an ITIN in 7-11 weeks. Applications filed during peak tax season from January through April take 9-11 weeks. Off-season applications take about 7 weeks. The IRS offers no expedited ITIN service and no electronic filing.

SeasonProcessing Time
Peak (January-April)9-11 weeks
Off-season (May-December)7 weeks

These windows cover IRS review only. Add mailing time for your documents to reach Austin and for the CP 565 notice to reach your foreign address. International mail adds 1-3 weeks on each leg. Compare this to the EIN processing time of 4-7 business days, which is why a US LLC owner needs the EIN, not an ITIN, to open a bank account quickly.

Cost

How Much Does an ITIN Cost?

The IRS charges $0 for an ITIN. You pay only for assistance and document certification. The ein.so ITIN service costs $197 standard or $297 express. A Certifying Acceptance Agent charges its own fee, which varies by agent and location.

OptionPriceWhat You Get
IRS direct (DIY mail)$0You prepare and mail everything yourself
Certifying Acceptance AgentVaries by agentIn-person verification, keep your passport
ein.so ITIN (standard)$197Prepared W-7, document handling, support
ein.so ITIN (express)$297Priority preparation and handling

The IRS fee for an ITIN and the IRS fee for an EIN are both $0. Service prices differ because the EIN process is faster. The EIN cost through ein.so is $49 standard or $97 express, since the EIN application uses a fax process that resolves in days, not weeks.

ITIN vs EIN

Do You Need an ITIN or an EIN for Your US LLC?

You need an EIN, not an ITIN, to run a US LLC. The EIN is the business tax ID required for banking, payments, and federal filings. An ITIN identifies an individual person, while an EIN identifies a business entity. Many non-residents only ever need the EIN.

A non-resident forming a US LLC does not need an SSN or an ITIN to get an EIN. On Form SS-4 Line 7b, the responsible party enters a passport number in place of an SSN or ITIN. The IRS online EIN tool requires an SSN, so non-residents file by fax. ein.so faxes the SS-4 to the IRS at 855-215-1627 and delivers the EIN by email.

Use an EIN for the business

Open a US bank account, accept Stripe and PayPal, and file business taxes with an EIN. Read EIN without SSN and EIN for a bank account to see how the business identity works.

Use an ITIN for the individual

Claim a treaty benefit, report personal US income, or appear on a US return as a spouse or dependent with an ITIN. It is a personal number, separate from any business.

File Form 5472 with your EIN

A foreign-owned single-member US LLC files Form 5472 plus a pro-forma Form 1120 each year. The penalty for not filing is $25,000. This filing uses the LLC's EIN, not an ITIN.

File your BOI report

Most US LLCs report beneficial ownership to FinCEN. Review the BOI filing rules so your new entity stays compliant.

If you came here to set up a US company, the EIN for non-residents path is what you want. If you have a personal US tax obligation without an SSN, the ITIN is the correct number.

Rejections

Why Do ITIN Applications Get Rejected?

The IRS rejects ITIN applications for missing tax returns, expired documents, name mismatches, and incomplete Form W-7 fields. A rejection restarts the 7-11 week clock. Most rejections trace to 4 avoidable errors.

Top causes of ITIN rejection

  1. No federal tax return attached and no valid exception claimed.
  2. An expired passport or an expired substitute document.
  3. The name on Form W-7 does not match the name on the passport.
  4. A missing reason code or unsigned Form W-7.

Check every document for an expiration date before you submit. Match your name letter for letter to your passport. Confirm any exception with a CPA before filing without a tax return, because the IRS treats a missing return as the single most common rejection reason. ein.so does not provide tax advice; for personal tax questions, work with a US CPA familiar with non-resident matters.

Next Steps

What Are Your Next Steps After an ITIN?

  1. Confirm ITIN vs EIN — most non-residents building a US company need an EIN for non-residents, not an ITIN
  2. Get your EIN — file Form SS-4 by fax with a passport number; see EIN without SSN
  3. Open a US bank account — use your EIN at Mercury, Relay, or Wise; see EIN for a bank account
  4. File Form 5472 — foreign-owned LLCs file annually; the penalty for non-filing is $25,000, see Form 5472 guide
  5. File your BOI report — most LLCs report ownership to FinCEN; review BOI filing

Related: ITIN number | ITIN application | W-7 form guide | ITIN processing time | How to get an EIN | EIN cost

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Frequently Asked Questions

How do I apply for an ITIN?

Submit IRS Form W-7 with a federal tax return (Form 1040 or 1040-NR) and identity documents. You have 3 options: mail to the IRS ITIN Operation in Austin, TX; use an IRS Certifying Acceptance Agent (CAA); or visit an IRS Taxpayer Assistance Center. Processing takes 7-11 weeks. The IRS charges $0 for the ITIN itself.

Do I need a tax return to get an ITIN?

Yes, in most cases. The IRS requires you to attach a federal tax return (Form 1040 or 1040-NR) to Form W-7 unless you meet one of the 5 listed exceptions. Exceptions include certain treaty benefits, third-party reporting of interest, and mortgage interest. Confirm your exception with a CPA before filing without a return.

How long does an ITIN take to process?

The IRS processes ITIN applications in 7-11 weeks. During peak tax season from January through April, processing takes 9-11 weeks. Off-season applications take about 7 weeks. The IRS offers no expedited ITIN option. You cannot file electronically; Form W-7 must be submitted on paper with your documents.

Can I keep my passport during the ITIN process?

Yes, if you use a Certifying Acceptance Agent (CAA) or an IRS Taxpayer Assistance Center. Both verify your passport in person and return it the same visit. If you mail Form W-7 directly to the IRS, you must send your original passport or a copy certified by the issuing agency. The CAA route protects your original document.

How much does an ITIN cost?

The IRS charges $0 for an ITIN. You pay only for help and document certification. CAA fees range widely depending on the agent and services. The ein.so ITIN service costs $197 standard or $297 express. By contrast, an EIN through ein.so costs $49 standard or $97 express because the EIN process is faster and simpler.

What is the difference between an ITIN and an EIN?

An ITIN is a 9-digit tax ID for individuals who cannot get an SSN, issued via Form W-7. An EIN is a 9-digit tax ID for businesses, issued via Form SS-4. A non-resident forming a US LLC needs an EIN, not an ITIN, for banking and taxes. You apply for each on a different form through a different IRS process.

Do I need an ITIN to get an EIN for my US LLC?

No. You do not need an ITIN or an SSN to get an EIN. On Form SS-4 Line 7b, a non-resident enters a passport number instead of an SSN or ITIN. The IRS online EIN tool requires an SSN, so non-residents use the fax method. ein.so files the SS-4 by fax to 855-215-1627 and returns the EIN by email.

Who needs an ITIN?

Non-residents who have a US tax filing or reporting requirement but cannot get a Social Security Number need an ITIN. Common cases include claiming a tax treaty benefit, reporting US rental or investment income, being claimed as a dependent or spouse on a US return, or receiving certain US-sourced payments that require a taxpayer ID.

Can I apply for an ITIN online?

No. The IRS does not accept ITIN applications online. Form W-7 must be filed on paper. You mail it with your tax return and original or certified documents, hand it to a Certifying Acceptance Agent, or bring it to an IRS Taxpayer Assistance Center. There is no electronic ITIN filing channel as of 2026.

What documents prove identity for an ITIN?

A valid passport is the only standalone document the IRS accepts for an ITIN. Without a passport, you submit 2 documents from the IRS list, such as a national ID card, US driver's license, foreign driver's license, birth certificate, or US state ID. At least one document must show a photograph. Documents must be current and unexpired.

Does an ITIN expire?

Yes. An ITIN expires if you do not use it on a US federal tax return for 3 consecutive years. The IRS also retires ITINs in scheduled batches by middle digits. An expired ITIN must be renewed with a new Form W-7 before it can be used again. Renewal uses the same process as a first-time application.

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