IRS Guide
EIN Confirmation Letter (CP 575)
The CP 575 is the original IRS EIN confirmation letter. Letter 147C is the replacement verification letter. Banks require one to open a US business account. ein.so files Form SS-4 and delivers your EIN for $49.
The CP 575 is the original EIN confirmation letter the IRS issues when your EIN is first assigned. It lists your 9-digit EIN, your legal entity name, and your federal filing requirements. The IRS cannot reprint it. If you lose the CP 575, request Letter 147C by calling 800-829-4933. Banks, Stripe, and Amazon accept either document to verify your EIN. For non-residents, ein.so files Form SS-4 by fax and emails you the confirmation for $49.
The CP 575 is the most important piece of paper in your US business file. It is the IRS proof that your Employer Identification Number belongs to your specific legal entity. Every US bank asks for it before opening a business account. Stripe, PayPal, and Amazon request it during verification. Yet the IRS issues the CP 575 only once and never reprints it, which makes it both essential and fragile. This guide explains what the CP 575 contains, how Letter 147C replaces it, how banks use it, and how non-US residents obtain it without an SSN by filing Form SS-4 by fax.
| Detail | CP 575 | Letter 147C |
|---|---|---|
| Purpose | Original EIN assignment | Replacement EIN verification |
| When issued | When EIN is first assigned | On request, anytime after |
| Reprintable | No, one-time only | Yes, unlimited requests |
| Delivery | Mail to SS-4 address (or fax) | Fax 24-48 hours or mail 10 days |
| Banks accept | Yes | Yes |
| How to request | Filed automatically with SS-4 | Call IRS 800-829-4933 |
CP 575
What Is the CP 575 Letter?
The CP 575 is the Notice of EIN Assignment, the one-time letter the IRS sends when it first approves your EIN. It confirms your 9-digit EIN, your legal entity name, your address on file, and your federal filing requirements. The IRS issues it only once and cannot reprint it.
The CP 575 acts as your business's birth certificate in the US tax system. It links a specific 9-digit number to your exact legal entity name. Banks and payment platforms cross-check the name and EIN on this document against your other formation paperwork. A mismatch between the CP 575 and your LLC Articles of Organization causes account-opening rejections.
| CP 575 Field | What It Shows |
|---|---|
| EIN | Your 9-digit number (XX-XXXXXXX) |
| Legal name | Entity name exactly as IRS recorded it |
| Mailing address | The address you entered on Form SS-4 |
| Date assigned | The day the IRS approved your EIN |
| Filing requirements | The federal returns your entity must file |
| Form to file | Such as Form 1120, 1065, or 941 |
The IRS mails the CP 575 to the address on Form SS-4. When ein.so files by fax, the IRS returns the EIN confirmation on the fax response within 4-7 business days, and we email it to you. This avoids international postal delays that cause many non-residents to never receive the paper letter.
147C
How Do You Get Letter 147C as a Replacement?
You get Letter 147C by calling the IRS Business and Specialty line at 800-829-4933 and requesting it as a verification document. The IRS reprints the 147C unlimited times, unlike the CP 575. Banks accept the 147C as full EIN proof.
Letter 147C exists for one reason: the IRS cannot reissue the CP 575. When you lose the original confirmation or never receive it by mail, the 147C is your official replacement. It confirms the same core facts: your EIN, your legal entity name, and your address on file.
Call the IRS Business Line
Verify Your Identity
Choose Fax or Mail Delivery
Save the 147C as Backup
See the full IRS Letter 147C guide and the lost EIN recovery process for the complete steps.
Banking
Why Do Banks Require the CP 575 or 147C?
Banks require the CP 575 or 147C because it is the IRS proof that connects your EIN to your exact legal entity name. US banks use it to satisfy Know Your Customer rules before opening a business account. They reject applications when the entity name on the letter does not match your formation documents.
Opening a US business bank account as a non-resident requires a stack of documents, and the EIN confirmation letter sits at the center. Mercury, Relay, Chase, and Bank of America all request it. The letter proves your EIN is real and assigned to your entity, not a number you typed in error.
EIN Confirmation Letter
LLC Formation Documents
Operating Agreement
Valid Passport
Mercury and Relay approve most non-resident LLC owners remotely within a few business days once the EIN confirmation is in hand. The letter is non-negotiable, which is why protecting your CP 575 matters as much as obtaining it.
Non-Residents
How Do Non-US Residents Get a CP 575 Without an SSN?
Non-US residents get a CP 575 by filing Form SS-4 by fax to 855-215-1627 and entering a passport number on Line 7b. No SSN or ITIN is required. The IRS online tool requires an SSN, so the fax method is the only path for non-residents. The IRS returns the CP 575 within 4-7 business days.
The IRS online EIN application is the fastest route for US persons, but it hard-blocks anyone without a Social Security Number. Non-residents cannot use it. The fax method removes the SSN requirement entirely by accepting a foreign passport number as identification.
Form Your US LLC
Complete Form SS-4
Fax the SS-4 to the IRS
Receive the EIN Confirmation by Email
SS-4 Fields for Non-Residents
| SS-4 Field | Non-Resident Entry |
|---|---|
| Line 1 (Legal name) | Your US LLC name |
| Line 4 (Address) | Your foreign mailing address |
| Line 7a (Responsible party) | Your full name as on your passport |
| Line 7b (SSN/ITIN/EIN) | Your foreign passport number |
| Line 10 (Reason) | Started new business |
| Line 16 (Activity) | Such as software, e-commerce, consulting |
See the SS-4 form guide, the complete EIN application process, and the EIN without SSN walkthrough for full detail. Browse EIN for non-residents for country-specific steps.
Cost & Time
How Much Does the CP 575 Cost and How Long?
The CP 575 costs $0 from the IRS because the EIN itself is free. ein.so charges a service fee to prepare and fax your Form SS-4 and deliver the confirmation by email: $49 Standard (4-7 business days) or $97 Express (2-3 business days). The IRS never charges for an EIN.
The EIN and its confirmation letter are free from the IRS. What you pay for with a service is the preparation, fax filing, and email delivery that bypass the international mail and SSN barriers non-residents hit. The table compares the two paths.
| Path | IRS Fee | Service Fee | Delivery Time | Confirmation |
|---|---|---|---|---|
| DIY fax to IRS | $0 | $0 | 4-7 business days if error-free | CP 575 by mail (international delays) |
| ein.so Standard | $0 | $49 | 4-7 business days | EIN confirmation by email |
| ein.so Express | $0 | $97 | 2-3 business days | EIN confirmation by email |
The DIY route looks cheaper but carries risk. A single SS-4 error, such as a malformed foreign address, causes a silent IRS rejection that adds weeks. The paper CP 575 then ships by international mail, which many non-residents never receive. See EIN cost and EIN processing time for the full breakdown.
After the EIN
What Tax Filings Follow the CP 575?
A foreign-owned single-member US LLC must file Form 5472 with a pro-forma Form 1120 each year after receiving its EIN. The penalty for not filing is $25,000. The CP 575 confirms the EIN that these annual filings reference. ein.so handles the EIN and does not give tax advice.
Your CP 575 confirms the start of your US tax obligations, not the end. The filing requirements listed on the letter tell you which federal returns your entity owes. For most non-resident-owned LLCs, the key filing is Form 5472.
Form 5472 + Pro-Forma 1120
BOI Report to FinCEN
State Annual Report
Confirm With a CPA
Protect your CP 575 from day one
- Scan the letter and save it to encrypted cloud storage the day you receive it.
- Keep the physical copy in a fireproof safe or a secure document folder.
- Record your EIN inside your accounting software so you can find it instantly.
- Request Letter 147C as a backup verification copy from the IRS at 800-829-4933.
Next Steps
What to Do After You Get Your EIN Confirmation
- Open a US bank account — Mercury and Relay accept the CP 575 or 147C with your LLC documents
- File your BOI report — required for most LLCs, free at fincen.gov/boi
- Request Letter 147C — keep an official replacement on hand at all times
- File Form 5472 — annually for foreign-owned LLCs ($25,000 penalty for non-filing)
- Verify your EIN — confirm your number with EIN verification or recover it via lost EIN
Related guides: What is an EIN? | EIN without SSN | EIN for non-residents | SS-4 form guide | EIN cost | EIN processing time.
Frequently Asked Questions
What is the CP 575 EIN confirmation letter?
The CP 575 is the original EIN assignment letter the IRS issues when your EIN is first approved. It lists your 9-digit EIN, your legal entity name, your address on file, and your federal filing requirements. The IRS mails the CP 575 to the address on Form SS-4. When ein.so files by fax, the IRS returns the CP 575 within 4-7 business days.
Can I get a replacement CP 575 if I lost it?
No. The IRS issues the CP 575 only once and cannot reprint it. If you lose the CP 575, request IRS Letter 147C instead. The 147C is an official EIN verification letter that banks, Stripe, and Amazon accept as a substitute. Call the IRS Business line at 800-829-4933 and ask the agent to fax or mail the 147C to you.
Do US banks accept the CP 575 to open a business account?
Yes. The CP 575 is the primary EIN verification document US banks request to open a business account. Mercury, Relay, Chase, and Bank of America all accept it. If you no longer have your CP 575, banks also accept IRS Letter 147C. Pair the letter with your LLC Articles of Organization, Operating Agreement, and passport to complete account opening.
How do non-US residents get a CP 575 without an SSN?
Non-US residents get a CP 575 by filing Form SS-4 by fax to 855-215-1627 and entering a passport number on Line 7b. No SSN or ITIN is needed. The IRS online tool requires an SSN, so the fax method is the only path for non-residents. ein.so prepares the SS-4, faxes it, and emails you the CP 575. Standard is $49 (4-7 business days).
How do I get IRS Letter 147C as a non-resident?
Call the IRS Business and Specialty line at 800-829-4933, Monday to Friday, 7am to 7pm Eastern. Verify your identity as the responsible party named on the EIN. Request the 147C by fax (24-48 hours) or by mail (10 business days). Non-residents calling from abroad pay international call rates and must reach the IRS during US business hours.
What information does the CP 575 contain?
The CP 575 lists your assigned EIN in the XX-XXXXXXX format, your legal business name exactly as the IRS recorded it, your mailing address on file, the date the EIN was assigned, and your federal tax filing requirements. The accuracy of the name and EIN on the CP 575 matters because banks cross-check this document against your other formation paperwork.
What if I never received my CP 575 in the mail?
International mail delays cause many non-residents to never receive the paper CP 575. Call the IRS at 800-829-4933 to confirm your EIN was assigned and request Letter 147C as a verification copy. When ein.so files your SS-4 by fax, the IRS returns the CP 575 to our fax line and we email it to you, which avoids the international mail problem entirely.
Is the CP 575 the same as the EIN itself?
No. The EIN is the 9-digit federal tax number assigned to your business. The CP 575 is the paper letter that proves the IRS assigned that number to you. Your EIN never changes, but the CP 575 is a one-time document. Banks and platforms ask for the letter, not just the number, because the letter ties the EIN to your exact legal entity name.
Does ein.so deliver the CP 575 by email?
Yes. ein.so files Form SS-4 by fax to the IRS at 855-215-1627 and receives the EIN confirmation on the IRS fax response. We deliver your EIN and confirmation by email so you do not wait on international mail. Standard delivery is 4-7 business days for $49. Express delivery is 2-3 business days for $97. The IRS charges $0 for the EIN itself.
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