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IRS Guide

IRS EIN Online Application Guide

The IRS EIN Assistant at irs.gov issues EINs instantly but requires an SSN or ITIN. Non-residents are blocked and must fax Form SS-4. ein.so files it for $49 Standard or $97 Express.

The IRS EIN Assistant at irs.gov issues EINs instantly, but it requires a valid SSN or ITIN. Applicants without an SSN or ITIN are blocked at the identification screen. The tool runs Monday to Friday, 7:00 AM to 10:00 PM Eastern Time. A session takes 10-15 minutes. Non-residents must instead fax Form SS-4 to 855-215-1627, entering a passport number on Line 7b. ein.so prepares and faxes that SS-4 for $49 Standard (4-7 business days) or $97 Express (2-3 business days).

The IRS operates a free online EIN application called the EIN Assistant. It is the fastest channel for anyone who qualifies, because it issues the nine-digit Employer Identification Number on screen the moment you finish. The catch sits at the identification step: the IRS demands a Social Security Number or an Individual Taxpayer Identification Number from the responsible party. Most non-US founders hold neither. This guide explains exactly how the online tool works, who it accepts, why it rejects non-residents, and the fax route that replaces it for international applicants.

DetailIRS Online EIN Assistant
URLirs.gov (EIN Assistant)
HoursMon-Fri, 7:00 AM-10:00 PM ET
SpeedInstant (10-15 min session)
IRS cost$0
RequiresValid SSN or ITIN
Blocked forNon-residents without SSN/ITIN
ConfirmationCP 575 letter, downloaded immediately
Daily limit1 EIN per responsible party

Eligibility

Who Can Use the IRS EIN Online Application?

You can use the IRS EIN online application if you hold a valid SSN or ITIN and your business has a US address or principal place of business. The tool blocks every responsible party who lacks an SSN or ITIN, which excludes most non-US residents.

The IRS built the EIN Assistant for US-based filers. The responsible party screen validates the SSN or ITIN against IRS records before the session continues. No workaround exists inside the tool. If you stop at this screen, the online path has ended for you.

You can use the online tool if:

  • You hold a valid SSN or ITIN as the responsible party.
  • Your business has a US legal address or principal place of business.
  • You can complete the session in one sitting inside US business hours.
  • You have not already received an EIN as this responsible party today.

You cannot use the online tool if:

  1. You have no SSN and no ITIN, which describes most non-US residents.
  2. Your only ID is a foreign passport number.
  3. You are filing from outside US business hours and cannot reach the tool.

Non-residents in this situation fax Form SS-4 instead. See EIN without SSN and EIN for non-residents for the full path.

Step-by-Step

How Does the IRS Online EIN Application Work?

The IRS online EIN application works in five screens completed in one sitting, then issues your EIN instantly. You select the entity type, enter the responsible party SSN or ITIN, add business details, review, and submit. The IRS returns the CP 575 confirmation for immediate download.

1

Open the EIN Assistant

Go to the EIN Assistant at irs.gov during business hours, Monday to Friday, 7:00 AM to 10:00 PM Eastern Time. The tool does not save progress, so set aside 15 uninterrupted minutes before you begin.
2

Select Your Entity Type

Choose your structure: LLC, sole proprietor, corporation, partnership, or estate. For an LLC, the tool asks how many members you have and which state you formed in. Your answers set the default federal tax classification.
3

Enter Responsible Party Details

Enter the responsible party name and SSN or ITIN. The IRS validates this against its records. A missing or invalid SSN or ITIN stops the session here, which is where non-residents are blocked.
4

Add Business Information

Provide the legal name, trade name, US address, county and state, start date, and principal activity. Then state your reason for applying, such as starting a new business or banking purposes.
5

Review, Submit, and Download CP 575

Confirm every field, submit, and the IRS issues your EIN on screen instantly. Download the CP 575 confirmation letter immediately, because the IRS will not reissue it online later.

The full session runs 10-15 minutes. For a deeper walkthrough of every field, see how to get an EIN and the SS-4 form guide.

Online vs Fax

Online Tool vs Fax: Which EIN Method Should You Use?

You should use the online tool if you hold an SSN or ITIN, because it issues your EIN instantly for free. You should use the fax method if you are a non-resident without an SSN, because it accepts a passport number on Line 7b and takes 4-7 business days.

Both channels cost $0 at the IRS. The difference is eligibility and speed. The online tool is faster but gated behind US identification. The fax method is slower but open to anyone with a passport.

FactorIRS Online ToolFax (Form SS-4)
SpeedInstant4-7 business days
IRS cost$0$0
Requires SSN/ITINYesNo
Accepts passport (Line 7b)NoYes
HoursMon-Fri, 7am-10pm ET24/7 fax submission
Open to non-residentsNoYes
Fax numberN/A855-215-1627
ConfirmationCP 575, instantCP 575, by return fax/mail

Non-residents have no instant option. The fastest realistic path is a clean Form SS-4 faxed once. A single field error restarts the 4-7 day clock. See EIN processing time for the full timeline breakdown.

Common Errors

Why Does the IRS Online EIN Tool Reject Applications?

The IRS online EIN tool rejects applications for four reasons: no SSN or ITIN, a name control conflict, exceeding the one-EIN-per-day limit, or a system reference number error such as 101 or 102. Each error ends the session and forces you to start again.

The most common rejection for international founders is the missing SSN or ITIN. The tool simply will not advance past the responsible party screen. The remaining errors affect US filers too.

No SSN or ITIN

The responsible party screen requires a valid SSN or ITIN. Non-residents holding only a passport are blocked here. The fix is to fax Form SS-4 with a passport number on Line 7b instead. ein.so files this for you for $49.

Reference Number 101

Error 101 signals a name conflict or a multi-state entity issue. The IRS routes these cases to manual review. Applicants then must fax or mail Form SS-4 rather than complete the online session.

Daily Limit Exceeded

The IRS issues one EIN per responsible party per day. A second attempt the same day triggers a limit error. Wait until the next business day or file by fax for a separate entity.

Session Timeout

The tool ends sessions after 15 minutes of inactivity and saves nothing. A timeout forces a full restart. Prepare every field in advance so you finish in one uninterrupted sitting.

Faxing Form SS-4 sidesteps the SSN block and the session timeout entirely. The IRS reviews faxed forms manually and accepts a passport number as foreign identification.

Non-Resident Path

How Do Non-Residents Get an EIN Without the Online Tool?

Non-residents get an EIN by faxing Form SS-4 to 855-215-1627 with a passport number on Line 7b. The IRS accepts foreign identification by fax even though it blocks the online tool. The IRS issues most correctly filed EINs within 4-7 business days at no government cost.

ein.so was built for this exact case. We prepare Form SS-4 for non-US founders, fax it to the IRS, and email the EIN assignment letter. Standard processing costs $49 and delivers in 4-7 business days. Express costs $97 and delivers in 2-3 business days.

SS-4 FieldNon-Resident Entry
Line 1 (Legal name)Your US LLC or entity name
Line 4 (Address)Your foreign mailing address
Line 7a (Responsible party)Your full name as on your passport
Line 7b (SSN/ITIN/EIN)Your foreign passport number
Line 10 (Reason)Started new business
Line 16 (Principal activity)E.g., software, e-commerce, consulting

A foreign-owned single-member US LLC must also file Form 5472 with a pro-forma Form 1120 each year. The penalty for not filing is $25,000. Most US LLCs additionally file a BOI report with FinCEN. Confirm tax specifics with a CPA, because ein.so handles the EIN application and does not provide tax advice. Start your filing on the apply page.

After Approval

What Can You Do With Your EIN After the IRS Issues It?

After the IRS issues your EIN, you can open a US business bank account, register on US selling platforms, accept payments, and file federal tax forms. The EIN is the federal tax ID that connects your entity to the entire US financial system.

Open a US Bank Account

Mercury and Relay approve most non-resident LLC owners remotely with an EIN and a passport. You receive US account and routing numbers for ACH and domestic wires. See EIN for a bank account.

Register on Selling Platforms

Amazon, Stripe, and PayPal all require a US tax ID for their seller or business onboarding. Your EIN completes the tax interview and unlocks US payout rails for a foreign-owned entity.

File Federal Tax Forms

A foreign-owned single-member LLC files Form 5472 plus a pro-forma Form 1120 annually. The non-filing penalty is $25,000. The EIN identifies your entity on every federal filing.

Report Beneficial Ownership

Most US LLCs report beneficial ownership to FinCEN through a BOI filing. The federal BOI report is free at fincen.gov. Review the rules early to avoid penalties.

Your EIN is permanent. It does not expire and the IRS does not reassign it. Keep the CP 575 confirmation letter, because banks and platforms ask for it during verification.

Next Steps

After Getting Your EIN From the IRS

  1. Open a US bank account — Mercury and Relay accept non-resident LLC owners with an EIN and passport
  2. File your BOI report — required for most LLCs, free at fincen.gov
  3. File Form 5472 — annually for foreign-owned LLCs, $25,000 penalty for non-filing
  4. Confirm your costs — the IRS EIN is $0; see the EIN cost breakdown and processing time
  5. Learn the full process — read how to get an EIN and the SS-4 form guide

Non-resident without an SSN? The online tool is blocked for you. See EIN without SSN and EIN for non-residents. ein.so files Form SS-4 by fax and emails your EIN in 4-7 business days.

Apply for your EIN — $49

Frequently Asked Questions

Can I apply for an EIN online with the IRS?

Yes, if you hold a valid SSN or ITIN. The IRS EIN Assistant at irs.gov issues your EIN instantly after a 10-15 minute session. The tool runs Monday to Friday, 7:00 AM to 10:00 PM Eastern Time. Applicants without an SSN or ITIN cannot use the online tool and must fax Form SS-4 instead.

Is the IRS EIN online application free?

Yes. The IRS charges $0 for an EIN through every channel, including the online EIN Assistant, fax, and mail. No IRS fee exists. Any service that charges you, including ein.so at $49 Standard, charges for preparing and submitting the paperwork, not for the EIN number itself. See our [EIN cost breakdown](/ein-cost/).

Can non-residents use the IRS EIN online tool?

No. The IRS online EIN Assistant requires a valid SSN or ITIN for the responsible party. Non-US residents without an SSN or ITIN are blocked at the identification step. They must submit Form SS-4 by fax to 855-215-1627, entering a passport number on Line 7b. ein.so handles this fax filing for $49.

How long does the IRS online EIN application take?

The IRS online EIN application issues your number instantly. The session itself takes 10-15 minutes to complete. You download your CP 575 confirmation immediately. By contrast, the fax method used by non-residents takes 4-7 business days for an error-free Form SS-4. See [EIN processing time](/ein-processing-time/).

What do I need for the IRS online EIN application?

You need a valid SSN or ITIN, the legal entity name, the entity type, a US address, the reason for applying, and responsible party details. The session does not save, so prepare everything first. You must finish in one sitting before the IRS times out the session after 15 minutes of inactivity.

Why does the IRS online EIN tool reject my application?

The IRS online tool rejects applications when the responsible party lacks an SSN or ITIN, when a name control conflict occurs, or when the daily EIN limit of one per responsible party is exceeded. Reference number errors such as 101 and 102 also stop the session. Non-residents avoid all of these by faxing Form SS-4.

Can I get an EIN online without an SSN?

No. The IRS online EIN Assistant requires an SSN or ITIN at the responsible party screen. There is no online path for applicants without one. You must use the fax method with Form SS-4 and a passport number on Line 7b. See our [EIN without SSN guide](/ein-without-ssn/) for the full process.

What is the difference between the online tool and faxing Form SS-4?

The online tool issues an EIN instantly but requires an SSN or ITIN. The fax method accepts a passport number on Line 7b and works for non-residents, taking 4-7 business days. Both channels cost $0 at the IRS. ein.so prepares and faxes the SS-4 so the paperwork is correct on the first attempt.

Does ein.so use the IRS online tool or fax?

ein.so files by fax to 855-215-1627 because our clients are non-US residents without an SSN or ITIN. The IRS online tool is blocked for them. We prepare Form SS-4 with your passport number on Line 7b, fax it, and email your EIN. Standard delivery is 4-7 business days for $49; Express is 2-3 business days for $97.

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