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State Guide

EIN in New York (NY)

How to get an EIN for your New York business or LLC. The EIN is a federal IRS number, identical in every state. Non-residents apply without an SSN. ein.so files Form SS-4 for $49.

Getting an EIN in New York follows the exact federal IRS process used in every state. The EIN is a federal number issued by the IRS, not a New York document. Your EIN (XX-XXXXXXX) works nationwide. SSN holders apply free at irs.gov. Non-residents file Form SS-4 by fax to 855-215-1627 and enter a passport number on Line 7b. ein.so handles the filing for $49 Standard (4-7 business days) or $97 Express (2-3 business days).

New York hosts the largest financial center in the United States and a deep market of clients, payment processors, and capital. Founders form New York LLCs and corporations to invoice American customers, open US bank accounts, and present a US business identity. Every one of these entities needs a federal EIN before it can operate. The EIN does not change by state. A New York LLC uses the same Form SS-4 that a Wyoming or Delaware LLC uses. This guide explains the federal process, how non-residents apply without an SSN, how the EIN relates to New York state registration, and what to do after approval.

DetailInformation
StateNew York (NY)
Federal EINSame as all 50 states (IRS)
EIN cost (IRS)$0
EIN cost (ein.so)$49 Standard / $97 Express
IRS EIN fax number855-215-1627
State tax authorityNY Department of Taxation and Finance
LLC formation authorityNY Department of State
Non-resident SSN requirementNone — passport on SS-4 Line 7b

Federal vs State

Is a New York EIN Different From a Federal EIN?

A New York EIN is not a separate thing. The EIN is one federal number issued by the IRS, and it is identical in all 50 states. New York does not issue its own EIN. Your 9-digit EIN works the same in New York as in Texas or Florida.

New York does run a separate state tax registration through the Department of Taxation and Finance. That registration is not an EIN. It covers state-level obligations like sales tax, withholding, and payroll. Many New York businesses need both numbers.

NumberIssued ByUsed For
Federal EINIRSFederal tax filing, banking, payroll, vendor forms
NY State Tax IDNY Dept. of Taxation and FinanceState sales tax, state withholding

Your EIN does not replace state registration, and state registration does not replace your EIN. Start with the EIN, since banks and the IRS require it first. See how to get an EIN and our EIN cost breakdown for the full picture.

How to Apply

How Do You Get an EIN in New York?

You get an EIN in New York through the IRS using one of four methods. SSN holders use the online tool for an instant number. Applicants without an SSN fax Form SS-4 to 855-215-1627 and receive the EIN in 4-7 business days. The IRS charges $0.

MethodSpeedSSN RequiredCost
OnlineInstantYes$0
Fax4-7 daysNo$0 (DIY) / $49 (ein.so)
Phone (800-829-4933)Same dayVaries$0
Mail4-6 weeksNo$0

The method matters most for non-residents. The IRS online tool requires an SSN, so it is blocked for applicants who do not have one. Fax is the practical path. ein.so prepares and faxes the SS-4, then emails your EIN assignment letter.

New York Steps After You Get Your EIN

1

Register With NY Taxation and Finance

Register with the New York Department of Taxation and Finance if your business collects sales tax, has employees, or owes state tax. This is separate from your federal EIN.
2

Obtain Local Licenses

Check New York City and county requirements for business licenses or permits tied to your activity. Requirements vary by industry and location.
3

File Your BOI Report

Most US LLCs report beneficial ownership to FinCEN. Review the BOI filing rules to confirm your deadline and avoid penalties.
4

Open a Business Bank Account

Use your EIN, formation documents, and passport to open a business bank account. Mercury and Relay approve many non-resident owners remotely.

Non-Residents

Can a Non-Resident Get an EIN for a New York LLC?

Yes. A non-US resident gets an EIN for a New York LLC without an SSN or ITIN. You enter your passport number on Form SS-4 Line 7b. You file the SS-4 by fax to 855-215-1627, since the IRS online tool requires an SSN. The IRS issues most error-free filings in 4-7 business days.

The EIN is federal, so your location does not matter. You can form the New York LLC with the Department of State and apply for the EIN from anywhere in the world. Residency, visa status, and citizenship do not change the SS-4 process.

Non-Resident SS-4 Field Guide

SS-4 FieldNon-Resident Entry
Line 1 (Legal name)Your New York LLC name
Line 4 (Mailing address)Your foreign or US mailing address
Line 7a (Responsible party)Your full name as on your passport
Line 7b (SSN/ITIN/EIN)Your passport number
Line 10 (Reason)Started new business
Line 16 (Principal activity)E.g., "software," "e-commerce," "consulting"

The most common rejection cause for non-residents is address formatting that does not map to the SS-4 layout. ein.so reformats foreign addresses to an IRS-accepted style. See the SS-4 form guide, the EIN without SSN guide, and EIN for non-residents for full detail.

Cost & Speed

How Much Does an EIN in New York Cost?

The IRS charges $0 for an EIN in New York or any state. The number itself is always free. You pay only for filing help when you cannot use the free online tool. ein.so charges $49 for Standard filing and $97 for Express filing for non-residents.

New York LLC formation carries a separate state filing fee paid to the Department of State. That fee is unrelated to the EIN. Confirm the current LLC formation fee directly with the New York Department of State before filing.

ItemCostNotes
EIN from IRS (DIY)$0Free online (SSN) or by fax
EIN via ein.so Standard$494-7 business days
EIN via ein.so Express$972-3 business days
ITIN via ein.so$197 / $297Standard / Express, if you need one
NY LLC state filing feeVariesConfirm with NY Department of State

Non-residents pay ein.so because the free online tool is blocked without an SSN, and the fax method is error-prone when done alone. See EIN cost and EIN processing time for more.

Banking & Payments

How Do You Use a New York EIN for Banking and Payments?

You use your New York EIN to open a US business bank account and connect payment processors. The EIN proves your business has a federal tax identity, which every US bank and processor requires. Mercury and Relay approve many non-resident LLC owners remotely within a few business days.

US Business Bank Account

Banks need your EIN, Articles of Organization, Operating Agreement, and passport. You receive US account and routing numbers for ACH and wires. See EIN for a bank account.

Stripe and Card Payments

A US LLC and EIN let you accept card payments as a US business and settle in dollars. Stripe requires a federal tax ID during onboarding.

PayPal Business

A US PayPal Business account linked to your EIN holds USD without forced currency conversion, which improves margins on US sales.

Payroll and Vendors

The EIN appears on W-9 forms, payroll filings, and vendor contracts. US partners ask for it before they pay your business or report payments.

Together, a New York LLC, an EIN, and a US bank account let you invoice American clients in dollars and accept payments through US rails. The EIN is the first step in that chain.

Tax Considerations

What Are the Tax Obligations for a New York LLC?

A foreign-owned single-member US LLC files Form 5472 plus a pro-forma Form 1120 with the IRS each year. The penalty for not filing is $25,000. New York adds its own state-level filings. ein.so handles the EIN only and does not provide tax advice.

US Filing: Form 5472 + 1120

A foreign-owned single-member US LLC must file Form 5472 with a pro-forma Form 1120 each year. The non-filing penalty is $25,000. This is an information return, not always a tax bill.

New York State Filings

New York requires its own state tax filings and may require a state tax registration. Obligations depend on your activity, income, and presence in the state. Confirm with a CPA.

BOI Report to FinCEN

Most US LLCs report beneficial ownership to FinCEN. Review the BOI filing rules to confirm your deadline and avoid penalties.

Confirm Specifics With a CPA

New York tax rules change and depend on your facts. Work with a US CPA familiar with non-resident LLCs before relying on any tax position.

Your EIN is the starting point for US tax compliance. It does not, by itself, create or remove a tax bill. See the EIN without SSN guide and EIN for non-residents for related steps. Confirm all tax specifics with a CPA, since ein.so does not give tax advice.

Next Steps

After Getting Your EIN in New York

  1. Apply for your EIN — ein.so files Form SS-4 with the IRS for $49 Standard or $97 Express
  2. Open a US bank account — Mercury and Relay accept non-resident LLC owners
  3. File your BOI report — required for most LLCs, free at fincen.gov/boi
  4. File Form 5472 — annually for foreign-owned LLCs ($25,000 penalty for non-filing)
  5. Confirm your method — review how to get an EIN and EIN processing time

Other states: Florida | California | Georgia | Ohio. Browse all on EIN by State.

Apply for your EIN — $49

Frequently Asked Questions

Is a New York EIN different from a federal EIN?

No. The EIN is a federal number issued by the IRS. It is the same 9-digit number (XX-XXXXXXX) regardless of which state you operate in. New York does not issue its own version of an EIN. A New York LLC and a Wyoming LLC use the identical federal SS-4 process to obtain one.

How do I get an EIN in New York?

Apply through the IRS. Use the online tool at irs.gov (instant, SSN required), fax Form SS-4 to 855-215-1627 (4-7 days), or call 800-829-4933. Non-residents without an SSN must use fax, since the online tool is blocked. ein.so files the SS-4 by fax for $49 (4-7 days) or $97 (2-3 days).

Can a non-US resident get an EIN for a New York LLC without an SSN?

Yes. Non-residents enter their passport number on Form SS-4 Line 7b. No SSN or ITIN is required. The IRS online tool needs an SSN, so non-residents fax the SS-4 to 855-215-1627 instead. ein.so prepares and faxes the form, then emails your EIN assignment letter (CP 575).

How much does it cost to get an EIN in New York?

The IRS charges $0 for an EIN. New York LLC formation has a separate state filing fee paid to the Department of State. ein.so charges $49 for Standard EIN filing (4-7 business days) or $97 for Express (2-3 business days) for non-residents who cannot use the free online tool.

Does New York have a state tax ID separate from the EIN?

Yes. New York issues its own state tax registration through the Department of Taxation and Finance. This is separate from your federal EIN. You may need both: the EIN for federal tax filing and the New York state ID for state withholding, sales tax, or payroll, depending on your activities.

How long does it take to get an EIN for a New York business?

The IRS online tool issues an EIN instantly for SSN holders. Fax filing takes 4-7 business days when the SS-4 is error-free. Mail takes 4-6 weeks. ein.so Standard delivers in 4-7 business days for $49; Express delivers in 2-3 business days for $97.

Do I need to live in New York to get an EIN there?

No. The EIN is federal, so residency is irrelevant. You can form a New York LLC and obtain an EIN entirely from outside the United States. You file the same Form SS-4 with the IRS as any other applicant. ein.so handles the filing remotely for non-residents.

What annual filings does a foreign-owned New York LLC have?

A foreign-owned single-member US LLC files Form 5472 plus a pro-forma Form 1120 each year with the IRS. The penalty for not filing is $25,000. New York also requires state-level filings. Confirm your specific obligations with a CPA, since ein.so does not provide tax advice.

Can I open a US bank account with a New York LLC EIN?

Yes. Banks require your EIN, Articles of Organization, Operating Agreement, and passport. Mercury and Relay approve many non-resident LLC owners remotely within a few business days. The EIN proves your business has a federal tax identity, which every US bank requires before opening an account.

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